Archive for the "Government" Category

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Community Reinvestment Act – Impact to Housing Loans

According to many industry experts, the Community Reinvestment Act (CRA) of 1977 is responsible for the recent real estate fallout. Out of all the housing laws that Congress passed, how could this one act result in such a catastrophic occurrence, if it even did?

US Home Sales Plunge Due to Tax Uncertainty

Sales of previously-owned US homes have fallen in December as the boost from a popular tax credit expired, the National Association of Realtors (NAR) says.

Government Assumption Of Health Already Here

The United States government is more and more taking over what used to be the purview of private health insurance companies, and there seems to be no breaking the status quo unless the current Obama administration breaks the impasse.

How Does Singapore Do It?

Usually it is the U.S that outlines various guidelines and principles for other nations to follow. But this time around we find a nation called Singapore, a country small in size, but has a lot to teach the rest of the world, making heads turn.

E-Cigarette – Here To Stay?

An electronic cigarette is a battery-powered device that provides inhaled doses of nicotine by way of a vaporized solution. It is an alternative to smoked tobacco products, such as cigarettes, cigars or pipes.

Stimulus and Jobs, What a waste!

Does our government really think we are all stupid? Do they honestly believe that, by simply renaming something, we’ll be fooled into accepting it?
There are still billions in the first stimulus left unspent, hundreds of millions in waste, and they now want more? Where does the madness end?

Fannie Mae, Freddie Mac and Ginnie Mae – Who Are They?

If you have experience in the housing industry, there are three names that you’ve probably heard many times over – Fannie Mae, Freddie Mac and Ginnie Mae. But who are they, what do they have to offer, and who do they offer it to? Here, you’ll find answers to all those questions.

What Was Really Responsible for the Housing Collapse?

Do you want to know the real story behind the collapse of Fannie Mae and Freddie Mac? The story of what finally led to the collapse of the housing market, and the near demise of our entire economy. Congressional records tell the true story, read here for what actually happened.

The quotes, and dates, come directly from Congressional records, in the actual words of those involved.

The Unprecedented Popularity of the Tea Party Movement

The term Tea Party has come to take on an all new meaning in America in the year 2009. Deriving their name and spirit from the original “Boston Tea Party” incident that occured in the year 1773, these modern day Tea Parties are nation-wide protests by citizens, against government spending, the economic stimulus package and any type of tax increases.

Mortgage Lenders Bailed Out By the U.S. Government

There were a whole slew of lenders included in the bank bailout that started in 2008. Is yours on the list, and do you have anything to worry about?

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